Merchant Services, or better known as credit card processing is the handling of electronic payment transactions for businesses or merchamts.
What are we?
SwipeRite Payments makes it possible for your business to accept all non-cash forms of payment so you can grow, offer convenience, and reduce accounts receivable. Independent Sales Office (ISO) proudly HQ'd in Buffalo, NY brokering merchant processing straight to USA, Canada and UK's five largest processors; unmatched local service delivering wholesale pricing directly to Visa/MC and a long term relationship as you grow.
No contracts, free terminal rentals, wholesale pricing, national resources, guaranteed savings, versatile relationships, direct POS integration and passed on reseller pricing with unmatched 1-on-1 support for the life of your account.
Swipe Rite is a full service re-seller for dozens of POS solutions offering first level tech support and evolving access to software, technology and proprietary relationships acquisition outside of aggressive pricing is our software/hardware realationships, our referral progream, and uparalleled follow through.
Medium to High Risk
Company also specializes in placing medium to high risk merchants both domestically and overseas. Let us shop you around and be there for you all things merchant related.
Interchange versus Tiered?
Most businesses are on tiered merchant accounts, which can sometimes be unclear
and expensive when compared to newer pricing models.Tiered merchant accounts
work on a system of"qualification" to determine which rate tier a transaction falls into.
These are also called "bins," "ratebuckets"or"buckets."
Interchange Plus pricing is straightforward, with only two rates from the credit card processor to consider: the interchange markup percentage fee, and the transaction fee. Merchants pay a consistent, flat fee regardless of the wholesale processing rate, plus a small fee per transaction. So, if your business has a merchant account with a 0.20% rate and a $0.10 transaction fee, you pay the wholesale interchange fee, plus 0.20%, plus 10cents. In essence, the wholesale rate (with the processor's markup) is passed directly to the merchant,so your transaction fees are calculated on their actual wholesale cost— not arbitrary criteria set by the processor.
Do we offer a referral program?
Yes we thrive on building our network through referrals. Please inquire how up can make $200 for an introduction that will save your friends or family member money.